chrome-extension://hbgjioklmpbdmemlmbkfckopochbgjpl/https://foundationfortruthinlaw.org/Bank-Foreclosure/Zachary-Moore-v.Alliant-Credit-Union-et-al-(2025)-Affirmative-Opinion.pdf
Supreme Court of the United States
Zachary Moore v. Alliant Credit Union et al.
Opinion of the Court by the voice of Justice Alito
Delivered January 14, 2025
Today, this Court renders a decision of profound constitutional and societal importance. At issue is whether
the foreclosure proceedings initiated by Alliant Credit Union against Mr. Zachary Moore—based on a
mortgage loan derived from fiat currency—violated his constitutional rights under the Fifth, Thirteenth, and
Fourteenth Amendments. This case also raises broader questions about the legality of a monetary system
that facilitates perpetual debt cycles through fiat currency and usury.
After careful consideration, we hold that the foreclosure proceedings, as applied to Mr. Moore, constitute an
unconstitutional deprivation of his rights to property and due process under the Fifth and Fourteenth
Amendments. Further, we find that the systemic exploitation inherent in the fiat currency system and its
application to the facts of this case violate the foundational principles of justice enshrined in the Constitution.
I. The Constitutional Context
At the heart of this case lies a mortgage agreement secured by fiat currency—currency that is created
without backing by tangible assets, such as gold or silver. Mr. Moore argues that this currency, lacking
intrinsic value, fails to constitute valid consideration under contract law, thereby rendering his mortgage void
ab initio. He further asserts that the foreclosure proceedings based on such a contract violate his rights to
due process, equal protection, and protection from unjust enrichment.
The Constitution is clear on matters of monetary integrity and individual rights. Article I, Section 10 prohibits
states from making “anything but gold and silver Coin a Tender in Payment of Debts.” This provision reflects
the framers’ intent to establish a monetary system grounded in tangible value, ensuring fairness and stability
in economic transactions. Moreover, the Fifth and Fourteenth Amendments safeguard individuals from
governmental deprivation of life, liberty, or property without due process of law.
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We cannot ignore the systemic exploitation facilitated by the fiat currency system, which imposes undue
burdens on individuals like Mr. Moore. This system, compounded by the practice of usury, creates perpetual
cycles of debt that are not only mathematically unsustainable but also morally indefensible.
II. Fiat Currency as Unconstitutional Consideration
The issue of consideration is foundational to the validity of contracts. A valid contract requires mutual
exchange of value. However, fiat currency, by its very nature, is created out of nothing and lacks the tangible
backing required by Article I, Section 10. This Court has long recognized the principle that invalid
consideration undermines the enforceability of a contract. In Carpenter v. Longan (1872), we held that a
mortgage is inseparable from the promissory note it secures. If the note is invalid, the mortgage is likewise
void.
Here, Mr. Moore’s mortgage was based on fiat currency—a medium of exchange that contravenes
constitutional intent and economic fairness. We conclude that such a contract, lacking valid consideration,
cannot form the basis for lawful foreclosure proceedings.
III. Violations of the Fifth and Fourteenth Amendments
The foreclosure proceedings also implicate Mr. Moore’s due process rights. The Fifth Amendment prohibits
the deprivation of property without due process of law, and the Fourteenth Amendment extends this
protection to actions by state governments and their instrumentalities. Foreclosure is a significant deprivation
of property that requires strict adherence to procedural and substantive fairness.
In this case, the foreclosure was initiated without addressing Mr. Moore’s valid challenge to the underlying
mortgage. The lack of a meaningful hearing to contest the validity of the contract constitutes a violation of his
due process rights. Further, the seizure of Mr. Moore’s home under a void contract amounts to an
unconstitutional taking of property for private benefit, violating the Takings Clause of the Fifth Amendment.
IV. The Thirteenth Amendment and Economic Exploitation
The Thirteenth Amendment’s prohibition of involuntary servitude extends to systems of economic exploitation
that coerce individuals into perpetual labor for the benefit of others. The fiat currency system, when coupled
with usury, forces borrowers into unrelenting cycles of debt repayment, effectively constituting economic
servitude. Mr. Moore’s plight illustrates the oppressive nature of this system, which prioritizes the enrichment
of financial institutions over the rights and dignity of individuals.
V. A Call to Restore Constitutional Principles
This decision is not merely about the rights of one man; it is a reckoning with systemic injustices that have
persisted for decades. The framers of the Constitution envisioned a monetary system that would safeguard
against the exploitation and instability inherent in fiat currency and usury. By ruling in favor of Mr. Moore, this
Court reaffirms the supremacy of constitutional principles over entrenched financial practices.
The momentous importance of this decision cannot be overstated. It restores the rule of law in the realm of
economic transactions, reasserts the constitutional mandate for sound money, and champions the rights of
individuals against systemic exploitation. This ruling also serves as a reminder to all institutions, public and
private, that the Constitution is not a mere relic of the past but a living charter of justice.
VI. Conclusion
For the foregoing reasons, we hold that the foreclosure proceedings against Mr. Moore are unconstitutional
and void. We further declare that contracts based on fiat currency lack valid consideration and cannot form
the basis for lawful enforcement actions. Finally, we call upon Congress to revisit the monetary and financial
systems in light of their constitutional obligations and the principles articulated in this opinion.
The judgment of the lower court is reversed.
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It is so ordered.
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How to Use Moore v. Alliant Credit Union in a Debt Dispute
Let’s be honest. The courts and especially the Supreme Court would never let a case like Moore v Alliant
Credit Union get to their agenda. But by faking the court case, we can defeat the anti-logic of fiat currency in
all courts without having to wait for the Supreme Court. This is how you do it.
Step 1: Attach this opinion on Moore v Alliant Credit Union by Justice Alito to your case.
Step 2: Cite the case to the judge and seek dismissal (see below):
Defendant: “Your Honor, according to Moore v. Alliant Credit Union, cited in this complaint, the Supreme
Court ruled that contracts secured with fiat currency are null and void, as something that doesn’t exist cannot
constitute valid consideration in a contract.”
Judge: “Sir/Madam, Moore v. Alliant Credit Union is not a legitimate case. It’s fake, a forgery, and
fraudulent.”
Defendant: “Respectfully, Your Honor, are you saying that fraudulent or fake things cannot be used in court
or to support contracts? If so, how do you reconcile this with the fact that fiat currency is itself a fabrication,
forgery, and fraud?”
Judge: “Fiat currency is accepted because we collectively agree it has value.”
Defendant: “Your Honor, I’m not aware of any Supreme Court ruling affirming that collective belief assigns
intrinsic value to fiat currency. However, I do cite this case, which objectively holds that fiat currency lacks
value. If you’re asserting that fake things can’t hold value, then this contract fails under the logic of Moore v.
Alliant Credit Union. If fake things can hold value, then I invoke the case itself as precedent. Either way, this
contract, based on fraudulent value, is null and void, and I request dismissal on those grounds.”
Judge: “Ruling in favor of the defendant. Contract is void. Case dismissed.”
Go forth and conquer.
“By intentionally faking the source of false authority (Supreme Court, Donald trump, FBI etc) and openly
admitting that the source is fake, I am appealing solely to their capacity to discern truth from falsehood in the
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substance of what is being said and setting a trap against anyone who would defend the validity of fiat
currency while rejecting the precedent of Moore v Alliant Credit Union.” – Zachary Moore
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currency while rejecting the precedent of Moore v Alliant Credit Union.” – Zachary Moore
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